Under ContractSingleFamilyResidence

1888 Plaza Del Amo

Torrance, CA, 90501

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$1,150,000

MLS: PW26032298

Beds

4

Baths

3

Sq Ft

2,136

Lot

0.16 ac

Year Built

2000

MLS #

PW26032298

Days on Market

59

Listed

Feb 12, 2026

Description

This gorgeous two-story home in the Old Torrance area. This home offers a bright open floor plan and boasting 2,136 sqft of spacious living area, 4 bedrooms and 2.5 bathrooms, Central A/C & Heater, tons of natural light, custom wooden shutters and dual pane windows. The home features a formal dining room, breakfast area, large kitchen pantry, family room, living room with fireplace, soaring ceilings in Master Bedroom Suite with sitting area and large walk-in closet. Unwind in the soak tub inside the Master Bathroom that includes a separate walk-in shower and dual sinks. The laundry room is conveniently located on the second floor next to all the bedrooms. To top it off, this home comes complete with an extra-large two-car garage with direct access from the kitchen. Storage space will never be a problem in this home. Front lawn has sprinklers and the landscaped backyard has multiple fruit trees. All these features and still within walking distance to Wilson Park, Torrance High School, markets, cafes, eateries and much more. ideally located as it is only a short drive to Del Amo Fashion Center, freeways, and the beach.

Location

Torrance, Los Angeles County, CA 90501

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Listed by: Robert Thomson · Toltec Realty

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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