ActiveSingleFamilyResidence

10030 El Dorado Street

Apple Valley, CA, 92308

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$445,000

MLS: HD25115753

Beds

2

Baths

3

Sq Ft

2,236

Lot

0.14 ac

Year Built

2008

MLS #

HD25115753

Days on Market

316

Listed

May 23, 2025

Description

*** PRICE REDUCTION*** Welcome to Your Next Chapter in a 2,236 sq ft 2BR/2.5BA home in the desirable 55+ Sun City Apple Valley by Del Webb. Well-maintained by original owner, this open-concept home features 10’ ceilings, plantation shutters, ceiling fans, and a split floor plan for added privacy. The spacious kitchen includes pull-out cabinets, under-cabinet lighting, and ample counter space, opening to a large living area—ideal for entertaining. Primary suite boasts a garden tub, walk-in shower, and large walk-in closet. Two flexible spaces can be used as an office, library, or den. Laundry room is conveniently located off the garage with a powder room nearby for guests. Backyard features a covered Alumawood patio—perfect for relaxing or entertaining. Exterior finished with elastomeric paint for low maintenance and long-lasting curb appeal. Located in a resort-style 55+ community with golf, pools, clubhouses, fitness centers, and more. Seller is Motivated and selling property AS-IS condition.

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Linda Brown · HMS Realty

Payment estimate

$3,391

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500

%
Principal & Interest
$2,461
Property tax (1.25%)
$464
Homeowners insurance
$300
Mortgage insurance
$167
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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