1900 Desoto
Needles, CA, 92363
$199,900
MLS: JT26022935
Beds
3
Baths
2
Sq Ft
1,850
Lot
0.20 ac
Year Built
1966
MLS #
JT26022935
Days on Market
43
Listed
Jan 31, 2026
Description
Back on the market!! (Buyer unfortunately had to cancel which means another opportunity for you to see this home) Beautifully maintained 3-bedroom, 2-bath home with a bonus room and sunroom, perfectly situated on a desirable corner lot with sweeping desert views. Step inside to a spacious layout featuring a large dining area ideal for entertaining and everyday living. The generous primary suite offers a relaxing retreat with a sizable walk-in closet and private bath. Enjoy indoor-outdoor living with a sunroom that fills the home with natural light. The beautifully landscaped backyard is designed for low maintenance while still offering plenty of space to relax or entertain. Out front, striking desert landscaping is enhanced by a tranquil waterfall feature, creating instant curb appeal. Located just minutes from the Colorado River, this home combines comfort, style, and a peaceful desert setting—perfect as a full-time residence or weekend getaway.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Payment estimate
$1,689
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,990 · Loan: $179,910
- Principal & Interest
- $1,105
- Property tax (1.25%)
- $208
- Homeowners insurance
- $300
- Mortgage insurance
- $75
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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