Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

65922167 Unincorporated Parcel

Needles, CA, 92363

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$189,000

MLS: JT25047399

Beds

3

Baths

3

Sq Ft

1,700

Lot

20.08 ac

Year Built

1970

MLS #

JT25047399

Days on Market

3

Listed

Mar 7, 2026

Description

Off the Grid in an unincorporated area of San Bernardino County, this 20+ acre parcel with a 3 bedroom 2 1/2 bath home is located a good 2 miles from Interstate 40 and sits just outside the city limits of Needles, CA. Access to the property is by a dirt road exit off of Route 66. The property has a new well that produces good tasting drinking water. For electricity, the property has some solar panels and a gasoline generator to produce power. Cooling is provided by an evaporative cooler and heat is produced by a woodburning stove. Located in the foothills at the northern base of the Sacramento Mountains, one has forever spectacular vistas of the Colorado River Valley from Laughlin to Topock, the Black Mountains in Arizona, Spirit Mountain in Nevada, and the Needles peaks.

Location

Needles, San Bernardino County, CA 92363

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Listed by: Jerry Telles · Accord Realty

Payment estimate

$1,613

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $18,900 · Loan: $170,100

%
Principal & Interest
$1,045
Property tax (1.25%)
$197
Homeowners insurance
$300
Mortgage insurance
$71
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $6,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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