1901 Victoria Avenue 204
Oxnard, CA, 93035
$745,000
MLS: V1-33485
Beds
2
Baths
2
Sq Ft
1,900
Lot
—
Year Built
2008
MLS #
V1-33485
Days on Market
152
Listed
Nov 21, 2025
Description
Light, bright and beautifully updated 2-bedroom 2-bath harbor home featuring 18' ceilings, an expanded loft with closet, and a balcony off the primary suite. This is one of 4 corner units which are the largest in the complex! Granite counters, Viking and Whirlpool appliances in kitchen. Engineered hardwood flooring throughout. Washer & Dryer in unit. Controlled entrance to 2 side-by-side parking spaces. Access to all Seabridge amenities including heated pool, spa, fire pit and BBQ area, clubhouse with caterer's kitchen, gym with a separate meditation/yoga/Pilates room, play area for children and walking paths around Seabridge and adjoining communities. Conveniently located between L.A. and Santa Barbara, and minutes to the beach and harbor. Come live the dream of the harbor lifestyle in the Channel Islands Marina where you can boat, paddleboard or kayak through the harbor and to many restaurants and shops.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Arlene Beckwith · KellerWilliamsWestVenturaCount
Payment estimate
$5,475
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,500 · Loan: $670,500
- Principal & Interest
- $4,120
- Property tax (1.25%)
- $776
- Homeowners insurance
- $300
- Mortgage insurance
- $279
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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