3746 Dunkirk Drive
Oxnard, CA, 93035
$779,900
MLS: V1-34162
Beds
4
Baths
3
Sq Ft
1,841
Lot
—
Year Built
2008
MLS #
V1-34162
Days on Market
71
Listed
Jan 16, 2026
Description
This inviting, move-in ready condo in the beautiful Orbela community offers a comfortable and stylish space just minutes from the beach. The open-concept layout, high ceilings, and amazing natural light make the home feel airy and welcoming. The kitchen is both practical and polished, featuring a expansive island with plenty of storage, stainless steel Monogram appliances, warming drawers, a wine fridge, and beverage cooling drawers, perfect for everyday living and casual entertaining. The primary bedroom includes an en-suite bathroom and a walk-in closet. You'll also appreciate the walk-in pantry, separate laundry room, plantation shutters, air conditioning, updated bathrooms and a newer water heater. Outside, the private patio with drought-tolerant plants offers a low-maintenance spot to relax or enjoy the beautiful coastal weather. With thoughtful updates, a functional layout, and a great location near the beach, this condo is ready to move right in and enjoy. For a low monthly HOA, the community amenities include a playground, dog park area, and BBQ/picnic spaces. Perfectly located with close proximity to the marina, Seabridge shops and restaurants and the beach. This is an easy place to call home!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Mandy Martinez · RE/MAX Gold Coast REALTORS
Payment estimate
$5,718
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,990 · Loan: $701,910
- Principal & Interest
- $4,313
- Property tax (1.25%)
- $812
- Homeowners insurance
- $300
- Mortgage insurance
- $292
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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