PendingSingleFamilyResidence

1904 E San Bernardino Avenue

San Bernardino, CA, 92408

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$530,000

MLS: HD26062138

Beds

3

Baths

2

Sq Ft

1,220

Lot

0.25 ac

Year Built

1958

MLS #

HD26062138

Days on Market

6

Listed

Apr 1, 2026

Description

Welcome to this beautifully updated 3-bedroom, 2 bath home situated on a generous quarter-acre backyard. This 1220 sq. ft. home also features a versatile extra room with a connecting closet leading into one of the other bedrooms, making it perfect for use as a fourth bedroom or home office space. Inside, you'll find a permitted, renovated kitchen completed in 2025, along with new flooring and fresh interior paint through out the home creating a clean and contemporary feel. Major system upgrades provide peace of mind, including a brand new roof installed in 2025, a new heating and air conditioning system installed in 2024, and fully permitted electrical rewiring throughout the entire home. Additional improvements include an updated front entry door, and a sewer connection installed in 2023. The expansive backyard includes a mature fruit bearing orange tree as well as a mature avocado tree with plenty of space for gardening and entertaining. A highlight feature is also a fully insulated workshop building in the backyard which also has washer and dryer hookups, a sink and its own water heater. Washer and dryer are also included. The main home also has it's own water heater. Ideally located near major shopping centers and freeway access, this property offers both accessibility and comfort.

Location

San Bernardino, San Bernardino County, CA 92408

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Listed by: Linda Hoffs · Century 21 Masters

Payment estimate

$3,982

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000

%
Principal & Interest
$2,931
Property tax (1.25%)
$552
Homeowners insurance
$300
Mortgage insurance
$199
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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