2288 S Gardena
San Bernardino, CA, 92408
$580,000
MLS: TR25222772
Beds
2
Baths
1
Sq Ft
1,128
Lot
0.49 ac
Year Built
1957
MLS #
TR25222772
Days on Market
165
Listed
Sep 22, 2025
Description
Excellent opportunity for a first time or experienced investor. Rent out the front house and develop the half acre. Lots of options as an investor. This house is located south of the 10 Freeway with quick access to the I-215 and I-210 Freeway Interchange. Close to Loma Linda University, VA Hospital and Redlands. Commercial zone CR3 adjacent to the Rock Church. Fenced front and back yard. Bonus room that can be used as family room or third bedroom. The house is grandfathered in on the commercial lot. Huge potential with half an acre (21,560 sqft. lot) with different types of businesses approved by the city. Store your RV, boat or vehicles. Buyer's due diligence for allowed intended uses approved by the city. Sold As Is. Adjoining lots also available (2268 Gardena. APN-0283-031-02-0000 & 2278 Gardena. APN-0283-031-03-0000). Washer and dryer hook-ups outside the house.
Location
San Bernardino, San Bernardino County, CA 92408
Open on Google Maps ↗Listed by: Sidney Lao · Sid Lao & Associates
Payment estimate
$4,329
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000
- Principal & Interest
- $3,207
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $218
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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