19185 Cochise
Apple Valley, CA, 92308
$499,900
MLS: IG26038047
Beds
4
Baths
2
Sq Ft
2,220
Lot
0.44 ac
Year Built
1988
MLS #
IG26038047
Days on Market
39
Listed
Feb 19, 2026
Description
Discover Your Dream Home in Apple Valley! Nestled in a great neighborhood, close to local schools and off Apple Valley Road with easy access to local shopping, this spacious 4-bedroom, 2-bath home built in 1988 is truly a rare find. Boasting 2,220 sq ft of comfortable living space and a generous 19,000 sq ft lot, this home offers the perfect blend of indoor and outdoor living, including RV parking. Enjoy an open floor plan with granite countertops, large bedrooms, and modern amenities, including ADA accessible features like handrails and a walk-in jacuzzi tub. Plus, benefit from 32 solar panels with Tesla Powerwall, and a large backyard with mature landscaping, a spa, and an enclosed patio. This is an opportunity not to be missed!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Steven Morales · Coldwell Banker Realty
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
- Principal & Interest
- $2,764
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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