PendingSingleFamilyResidence

19185 Cochise

Apple Valley, CA, 92308

1 / 57View all 57 photos

$499,900

MLS: IG26038047

Beds

4

Baths

2

Sq Ft

2,220

Lot

0.44 ac

Year Built

1988

MLS #

IG26038047

Days on Market

39

Listed

Feb 19, 2026

Description

Discover Your Dream Home in Apple Valley! Nestled in a great neighborhood, close to local schools and off Apple Valley Road with easy access to local shopping, this spacious 4-bedroom, 2-bath home built in 1988 is truly a rare find. Boasting 2,220 sq ft of comfortable living space and a generous 19,000 sq ft lot, this home offers the perfect blend of indoor and outdoor living, including RV parking. Enjoy an open floor plan with granite countertops, large bedrooms, and modern amenities, including ADA accessible features like handrails and a walk-in jacuzzi tub. Plus, benefit from 32 solar panels with Tesla Powerwall, and a large backyard with mature landscaping, a spa, and an enclosed patio. This is an opportunity not to be missed!

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Steven Morales · Coldwell Banker Realty

Payment estimate

$3,773

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910

%
Principal & Interest
$2,764
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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