13429 Rancherias
Apple Valley, CA, 92308
$475,000
MLS: OC26086216
Beds
4
Baths
3
Sq Ft
2,366
Lot
0.49 ac
Year Built
1950
MLS #
OC26086216
Days on Market
0
Listed
Apr 22, 2026
Description
Welcome to this charming pool home in Apple Valley, situated on nearly half an acre of land. This property offers space, privacy, and a distinctive architectural character that is rarely found in the area. Step inside a warm and inviting living room featuring vaulted wood-beam ceilings, tongue-and-groove wood paneling, and a stunning floor-to-ceiling stone fireplace that creates a beautiful focal point for the home The open floor plan flows seamlessly into the dining area and kitchen, creating a comfortable layout for everyday living and entertaining. The kitchen offers ample cabinetry, modern appliances, and a breakfast bar overlooking the dining space, while large windows fill the home with natural light The spacious primary suite includes a private retreat area and built in closet storage, offering flexibility for a sitting room, home office, or additional living space Step outside to your own backyard oasis featuring an in-ground pool with a diving board, perfect for cooling off during warm High Desert days. The expansive lot provides plenty of room for RV parking, outdoor recreation, gardening, or future customization. Additional highlights include luxury vinyl plank flooring, updated bathrooms with granite countertops, a large outdoor deck, ceiling fans, and a two-car garage. Conveniently located near schools, shopping, and major roads, this home offers the perfect blend of comfort, character, and desert living.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Laura England · Realty One Group West
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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