19269 ELM Drive
Apple Valley, CA, 92308
$168,850
MLS: HD26041320
Beds
1
Baths
1
Sq Ft
670
Lot
—
Year Built
1986
MLS #
HD26041320
Days on Market
55
Listed
Feb 24, 2026
Description
Don't miss this charming 1-bedroom, 1-bathroom condo in the Jess Ranch gated community. This is a retirement community of 55+ with access to the gym, pool, spa and club house. This home features vaulted ceilings with wood beams, tile and laminate flooring. The kitchen includes a stove, refrigerator, dishwasher, and microwave, while the bedroom offers a private bath and sliding glass door to a fenced patio. Washer and dryer unit is also indoors. The home also includes one carport space. This community is very close to shopping centers including Target, Winco, Best Buy, Stater Bros, restaurants, banks, home improvement stores, movie theatre and much more. Seller has been preparing to move, please excuse a few packed boxes.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Angela Durroh · Coldwell Banker Realty
Payment estimate
$1,473
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $16,885 · Loan: $151,965
- Principal & Interest
- $934
- Property tax (1.25%)
- $176
- Homeowners insurance
- $300
- Mortgage insurance
- $63
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $5,910 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.