11734 Cottonwood
Apple Valley, CA, 92308
(No pictures available yet)
$165,000
MLS: HD26090242
Beds
1
Baths
1
Sq Ft
670
Lot
0.02 ac
Year Built
1986
MLS #
HD26090242
Days on Market
1
Listed
May 7, 2026
Description
LIFESTYLE & SOCIAL...CONVENIENCE & MAINTENANCE...WELLNESS & SECURITY...This move-in ready condo has it ALL in the desirable Cedarbrook North community of Jess Ranch, a sought-after 55+ gated community. Enjoy virtually maintenance-free living, with the HOA covering much of the exterior upkeep—perfect for a low-stress lifestyle. This charming 1-bedroom, 1-bathroom home features beautiful vaulted wood ceiling and a combination of tile floors in kitchen and bathrooms and laminate wood look flooring in living room. The cozy, kitchen offers an efficient layout with tile countertops, warm oak-style cabinetry, a built-in microwave, and dishwasher. Additional highlights include laundry in-home and a private terrace, ideal for enjoying peaceful sunrises. Conveniently located near the mailboxes, clubhouse, and swimming pool, this unit is perfectly positioned for easy daily living. It also includes dedicated covered parking and a storage area for added convenience. Residents of Jess Ranch enjoy access to a variety of amenities, including 24-hour security, a pool, spa, clubhouse is a brand-new, custom-built structure featuring updated amenities and more—offering a comfortable and active lifestyle at an exceptional value. Ideally situated just minutes from shopping, dining, and everyday conveniences, this home is perfect for those seeking affordable, low-maintenance living.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Debra Canizales · Coldwell Banker Home Source
Payment estimate
$1,460
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $16,500 · Loan: $148,500
- Principal & Interest
- $926
- Property tax (1.25%)
- $172
- Homeowners insurance
- $300
- Mortgage insurance
- $62
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $5,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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