ActiveSingleFamilyResidence

1927 S Apple Tree

San Bernardino, CA, 92408

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$539,888

MLS: CV26102141

Beds

3

Baths

3

Sq Ft

1,820

Lot

0.05 ac

Year Built

2022

MLS #

CV26102141

Days on Market

0

Listed

May 12, 2026

Description

Modern Home with Paid-Off Solar in The Enclave, San Bernardino! Experience contemporary living in the highly desirable gated community of The Enclave. This beautiful two-story home offers 3 bedrooms, 2.5 bathrooms, and 1,820 sq ft of thoughtfully designed living space, combining comfort, style, and energy efficiency with a fully paid-off solar system. The open-concept floor plan seamlessly connects the spacious great room, dining area, and modern kitchen, creating the perfect setting for everyday living and entertaining. The gourmet kitchen features elegant quartz countertops, a large center island, premium stainless steel appliances, and ample cabinetry for storage and functionality. Upstairs, the beautiful primary suite serves as a private retreat with a walk-in closet, dual vanities, soaking tub, and walk-in shower. A versatile transitional loft area provides additional space ideal for a home office, playroom, or secondary lounge. Step outside to a beautifully designed low-maintenance backyard, perfect for relaxing or entertaining guests. Additional highlights include stainless steel appliances and an ADT security system with video doorbell for added peace of mind. Conveniently located near Loma Linda Hospital, Loma Linda University, shopping, dining, entertainment, and major freeways, and situated within the highly regarded Redlands School District, this home offers the perfect blend of luxury, convenience, and modern living. Don’t miss this incredible opportunity to own a beautiful home in the prestigious Enclave community!

Location

San Bernardino, San Bernardino County, CA 92408

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Listed by: Viorel Gherghelah · KELLER WILLIAMS REALTY COLLEGE PARK

Payment estimate

$4,095

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,989 · Loan: $485,899

%
Principal & Interest
$3,030
Property tax (1.25%)
$562
Homeowners insurance
$300
Mortgage insurance
$202
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,896 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.