19421 Hallmark Lane
Cerritos, CA, 90703
$1,199,999
MLS: 26674125
Beds
4
Baths
3
Sq Ft
2,322
Lot
0.16 ac
Year Built
1980
MLS #
26674125
Days on Market
12
Listed
Apr 8, 2026
Description
Welcome home to this beautiful single-family residence, perfectly positioned on a quiet cul-de-sac in the heart of the highly sought-after Cerritos community. This classic 1980s home features a spacious open floor plan and beautiful floors throughout, creating a seamless flow that is both functional and inviting. Upon entry, you are greeted by dramatic vaulted ceilings in the living room that lead naturally into the formal dining area. Large windows throughout the home invite abundant natural light and offer serene views of the mature foliage surrounding the property. Designed for modern family living and year-round comfort, the home features central heating and cooling, along with a private backyard retreat. The outdoor space, complete with established landscaping, serves as the perfect backdrop for weekend gatherings or quiet mornings. This property offers the ultimate location for families looking to take advantage of the prestigious, award-winning ABC Unified School District, with Patricia Nixon Elementary and Richard Gahr High School just minutes away. Beyond the peaceful neighborhood, you are minutes from lush local parks, diverse shopping, and a vibrant dining scene. For the commuter, easy access to both the 605 and 91 freeways makes traveling to Los Angeles or Orange County a breeze, striking the perfect balance of suburban tranquility and urban convenience.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Roxana Solis · Ernest & Cooper Realty
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,079,999
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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