12004 Hart Street
Cerritos, CA, 90703
$1,100,000
MLS: PW26056602
Beds
5
Baths
2
Sq Ft
2,388
Lot
0.16 ac
Year Built
1967
MLS #
PW26056602
Days on Market
5
Listed
Mar 18, 2026
Description
First time on the market, this lovingly maintained home is the perfect opportunity for a family to make it their own or for an investor to fix up. This large floor plan has 5 bedrooms and 2 bathrooms (including 1 downstairs bedroom and bathroom), a family room and a living room, a 3 car garage and RV parking on this large 6,781 sq ft corner lot. The property has a forced air HVAC system, provides tons of storage, and almost all the windows and sliding glass door have been updated to vinyl dual pane windows. This neighborhood has quiet, wide streets and is conveniently located, minutes to the 91 and 605 freeways.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Lorette Murphree · So Cal Dwell
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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