1949 Cottonwood
Colton, CA, 92324
$530,000
MLS: IV26052873
Beds
3
Baths
3
Sq Ft
1,254
Lot
0.11 ac
Year Built
1984
MLS #
IV26052873
Days on Market
19
Listed
Mar 11, 2026
Description
WELCOME TO THIS BEATUFULL HOME IN A PRIME COLTON LOCATION — NO HOA, NO SOLAR! Built in 1984, this 3-bedroom, 3-bath home features a functional layout with comfortable living spaces and a fireplace. Located in Colton, the property offers easy access to Interstate 10 and Interstate 215, and is conveniently near shopping centers including Inland Center Mall. The home is also close to schools such as Colton High School, adding convenience for families. No HOA and no solar. Personal items are excluded from the sale.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: CARINA ROJAS · CENTURY 21 MASTERS
Payment estimate
$3,982
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000
- Principal & Interest
- $2,931
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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