19501 Kinai Road
Apple Valley, CA, 92307
$785,000
MLS: HD26070146
Beds
4
Baths
3
Sq Ft
3,221
Lot
1.37 ac
Year Built
2005
MLS #
HD26070146
Days on Market
19
Listed
Apr 2, 2026
Description
$10,000 PRICE REDUCTION PLUS SELLERS INCENTIVES. PAID SOLAR, RV GARAGE AND TONS MORE ! Seller is willing to help with buyer closing costs or a rate buy-down, creating an outstanding opportunity to own this spacious Apple Valley estate on 1.37 acres with room for RVs, toys and the best of desert living. This 3,221 sq. ft. custom home offers 4 bedrooms, 2.5 baths, and a flexible layout designed for both everyday living and entertaining. The open kitchen features custom cabinetry, stainless steel appliances, travertine backsplash, a large island, and walk-in pantry, flowing into a bright breakfast area and a welcoming great room with high ceilings and a cozy fireplace. A formal dining room is perfect for gatherings, while a bonus room off the kitchen provides ideal space for a home office, hobby room, or playroom. The primary suite offers a private retreat with its own fireplace, large walk-in closet, and spa-style bath featuring double vanities, oversized Jacuzzi tub, and glass-enclosed tiled shower. Recent updates include new appliances, fresh paint, new flooring, blinds, ceiling fans, and updated electrical and plumbing fixtures. Dual HVAC systems plus an evaporative cooler provide year-round comfort.Step outside to enjoy two outdoor kitchen areas with refrigerator and wine cooler, a relaxing water fountain, and wide-open desert skies. The fully fenced 1.37-acre property offers plenty of room for vehicles, toys, and projects with an attached 3-car garage, detached 25x25 garage with 50 AMP service, and a 40-ft RV carport with drive-through access .Solar system included at no additional cost.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Ann Marie Hammond · Coldwell Banker Home Source
Payment estimate
$5,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500
- Principal & Interest
- $4,341
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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