20376 Tonawanda
Apple Valley, CA, 92307
$710,000
MLS: IG26030192
Beds
5
Baths
3
Sq Ft
3,479
Lot
1.38 ac
Year Built
1977
MLS #
IG26030192
Days on Market
35
Listed
Feb 23, 2026
Description
Two Homes on Over One Acre! Welcome to this beautifully maintained dual-residence property offering space and comfort on a 1+ acre lot. Perfect for multi-generational living, rental income, or hosting extended guests, this unique property delivers both functionality and charm. The Main House itself has 3 Bedrooms, 2 Bathrooms, 2-Car Garage, and RV Access. As you enter the main home, you’re greeted by a thoughtful layout with a living room to the left and a formal dining room to the right. The home immediately impresses with vaulted wood-beam ceilings, creating an open and airy feel. Fresh interior paint enhances the bright, inviting atmosphere throughout. The living room and family room share a dual fireplace, perfect for cozy evenings. The remodeled kitchen, completed in 2021, features updated finishes and comes equipped with a stove, microwave, and dishwasher. The air conditioner is approximately six years old, offering peace of mind for year-round comfort. All windows throughout the home have been upgraded to WeatherTech windows. The master bedroom includes a walk-in closet, a private vanity area, a bathroom with an oversized soaking tub and separate shower, and direct backyard access. Upon entering the backyard, you are greeted by an oasis featuring a Pebble Tec pool completed in 2020—ideal for entertaining or relaxing on warm desert days. This property also boasts 14 fruit trees. The property also has a two-car garage and RV access and plug-ins, making it ideal for recreational vehicles. The detached guest house is 900 square feet and offers its own private living space with a fireplace, full kitchen, two bedrooms, and one full bathroom. It also includes its own private backyard access. A stackable washer and dryer are included, adding extra convenience. This space is perfect for extended family, guests, or rental potential. With two homes, expansive land, RV accommodations, and thoughtful upgrades throughout, this property is a rare opportunity offering flexibility, privacy, and desert living at its best. Don’t miss your chance to own this truly versatile estate!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: John Nicols · Nicols Real Estate and Loans, Inc
Payment estimate
$5,232
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,000 · Loan: $639,000
- Principal & Interest
- $3,926
- Property tax (1.25%)
- $740
- Homeowners insurance
- $300
- Mortgage insurance
- $266
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $24,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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