19544 Oneida
Apple Valley, CA, 92307
$698,000
MLS: HD26036919
Beds
4
Baths
3
Sq Ft
3,023
Lot
0.64 ac
Year Built
1997
MLS #
HD26036919
Days on Market
59
Listed
Feb 21, 2026
Description
OVER $50K PRICE ADJUSTMENT Seller is motivated, LETS GET IT SOLD!!!!!! Nestled in a desirable golf course neighborhood, this stunning 4-bedroom, 3-bath single-family home offers 3,023 square feet of beautifully designed living space. perfect for family living and entertaining. Inside, you’ll find new wood-look tile flooring throughout and a remodeled kitchen with modern finishes and a bright breakfast nook overlooking the lush, manicured yard. The spacious floor plan features two main suites, ideal for multi-generational living or guest accommodations, a cozy family room with a brick fireplace, and formal living and dining rooms for gatherings and special occasions. Step outside and enjoy your own private oasis! The backyard offers a sparkling pool, putting green, and shaded covered patio — perfect for relaxing or entertaining year-round. There’s also a charming gazebo and plenty of space to unwind. A detached building provides versatile space for a home office, craft room, or man cave, while a large shed offers space to park or store another vehicle. With RV parking, a 3-car garage, and an additional carport, there’s room for all your vehicles, toys, and storage needs. This home blends warmth, functionality, and charm in one of the area’s most inviting neighborhoods. Don’t miss the chance to make it yours — a place where every detail says “welcome home.”
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Robyn Morgan · Coldwell Banker Home Source
Payment estimate
$5,149
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,800 · Loan: $628,200
- Principal & Interest
- $3,860
- Property tax (1.25%)
- $727
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $24,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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