16465 Koda Road
Apple Valley, CA, 92307
$650,000
MLS: HD26029564
Beds
5
Baths
3
Sq Ft
2,809
Lot
0.49 ac
Year Built
2025
MLS #
HD26029564
Days on Market
52
Listed
Feb 9, 2026
Description
HUGE PRICE REDUCTION! Beautiful new home located behind St. Mary's Hospital. This hard to find NEW CONSTRUCTION is complete and ready to move in! This lovely home has an open floor plan with a great room which opens up to a gourmet kitchen and a large breakfast nook. This brand new home also features a formal dining area. A gorgeous primary bedroom suite adjoins a a large primary bathroom with double sinks, a freestanding bathtub and upgraded light & faucet fixtures. Beautiful custom built cabinets plus granite and tile throughout. Also, there is a BONUS ROOM which can be a 5TH BEDROOM! Other upgrades include a cozy high efficiency fireplace in the great room and custom colors throughout. Indoor laundry. Plenty of room for your toys in this oversized 2 car garage with decorative high 5 panel garage doors. Huge covered patio on large lot. Fire sprinklers. Owned solar panels. Tankless water heater. Wide hallways. Come and see what a home looks like when built by a reputable quality builder who takes pride in their homes!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Dori McKinney · Coldwell Banker Home Source
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92307 (Apple Valley) within ±10% of this home's price and size.
$595,500
14305 Bochee
Apple Valley, 92307
$599,999
16992 Joshua
Apple Valley, 92307
$610,000
18423 Cocopah
Apple Valley, 92307
$629,000
16620 Iwa
Apple Valley, 92307
$629,990
19376 Cereus Road
Apple Valley, 92307
$630,000
16925 Nanticoke
Apple Valley, 92307
Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.