19549 Cardigan Drive
Northridge, CA, 91324
$899,000
MLS: 26751635
Beds
4
Baths
4
Sq Ft
1,854
Lot
2.18 ac
Year Built
2019
MLS #
26751635
Days on Market
2
Listed
Apr 18, 2026
Location
Northridge, Los Angeles County, CA 91324
Open on Google Maps ↗Listed by: Amanda Stephenson Stewart · Amanda Stephenson Stewart, Broker
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Northridge home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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