19848 Taylor
California City, CA, 93505
$314,900
MLS: SR26068083
Beds
4
Baths
2
Sq Ft
1,421
Lot
0.22 ac
Year Built
2025
MLS #
SR26068083
Days on Market
19
Listed
Mar 30, 2026
Description
Discover this charming desert home featuring stylish updates and modern finishes throughout. Inside, you'll find durable wood-look flooring and a sleek kitchen complete with shaker-style cabinetry and granite countertops. With spacious, sunlit rooms and thoughtful improvements, the home offers both comfort and functionality. The expansive lot is fully enclosed, providing plenty of space for parking, entertaining, or possible future additions. Whether you're looking for privacy, extra room, or a peaceful place to call home, this property has it all. Enjoyed your owned solar panels and a garage equipped with an electric vehicle charging station. The HVAC system may be gas or electric, providing efficiency and adaptability to suit a variety of homeowner preferences. Don't miss the opportunity to own a move-in ready home with great outdoor potential!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Carlos Paiz · ENRG Realty, Inc
Payment estimate
$2,422
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,490 · Loan: $283,410
- Principal & Interest
- $1,741
- Property tax (1%)
- $262
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,022 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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