7431 Bay Avenue
California City, CA, 93505
$299,000
MLS: 26003169
Beds
3
Baths
2
Sq Ft
1,625
Lot
0.19 ac
Year Built
1990
MLS #
26003169
Days on Market
4
Listed
Apr 21, 2026
Description
*updated exterior pictures will be added soon* Space, upgrades, and value all in one--this is the one you've been waiting for. Fully revamped with a brand-new roof, new fencing, and fresh landscaping, this home is truly move-in ready. This beautifully refreshed single-story home offers 3 spacious bedrooms, 2 bathrooms, and 1,625 sq ft of inviting living space. Enjoy elegant tile flooring, fresh plush carpet, and a bright open layout that feels both warm and modern. The primary suite features a spa-like bathroom with dual shower heads, and a brand-new A/C keeps things cool year-round. Sitting on an expansive 8,276 sq ft lot, the backyard is a blank canvas--perfect for a pool, garden, or your dream outdoor retreat. Welcome to 7431 Bay Avenue--where comfort meets style in the heart of California City.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Melissa Gutierrez Reyes · Real Brokerage Technologies
Payment estimate
$2,315
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
- Principal & Interest
- $1,653
- Property tax (1%)
- $249
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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