19890 Holly Drive
Saugus, CA, 91350
$910,000
MLS: SR26077546
Beds
3
Baths
3
Sq Ft
2,143
Lot
0.25 ac
Year Built
2011
MLS #
SR26077546
Days on Market
10
Listed
Apr 10, 2026
Description
2.8 INTEREST RATE ASSUMABLE VA LOAN — RARE OPPORTUNITY! Take advantage of an ultra-low 2.8 interest rate. Beautiful, move-in ready home with no rear neighbors for added privacy and extended driveway parking. Step into a bright, open floor plan where the living room flows seamlessly into the dining area and kitchen. The kitchen features stainless steel appliances, a large breakfast bar, ample counter space, and a spacious walk-in pantry with direct garage access. Upstairs offers a versatile loft (possible 4th bedroom) and a stunning primary suite with dual sinks, freestanding tub, walk-in shower, and a large walk-in closet. Secondary bedroom includes custom built-ins and is currently used as an office/gym. FEATURES YOU’LL LOVE: • Paid-off solar panels • Interior surround sound + outdoor surround sound • Crown molding & wainscoting • Recessed lighting • Upgraded flooring • Dual-pane windows & shutters • Large walk-in closet • Extended driveway parking The backyard is built for entertaining with a covered patio, chandeliers, built-in BBQ, jacuzzi, and premium outdoor audio setup—perfect for hosting or relaxing in style. Conveniently located near top-rated schools, shopping, parks, and hiking trails.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Veronica Barcena · Keller Williams Luxury
Payment estimate
$6,621
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $91,000 · Loan: $819,000
- Principal & Interest
- $5,032
- Property tax (1.25%)
- $948
- Homeowners insurance
- $300
- Mortgage insurance
- $341
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $31,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Saugus property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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