20525 Martingale
Saugus, CA, 91350
$810,000
MLS: SR26031334
Beds
3
Baths
3
Sq Ft
2,146
Lot
1.63 ac
Year Built
2020
MLS #
SR26031334
Days on Market
56
Listed
Feb 11, 2026
Description
Welcome to a residence that beautifully blends comfort, sophistication, and resort-inspired living. This impeccably upgraded 3-bedroom plus loft, 3-bathroom home is located in the highly sought-after 55+ Galloway gated community in Saugus, offering a thoughtfully crafted floor plan designed for both relaxed daily living and effortless entertaining. With two bedrooms on the main level—including a generously sized primary suite—this home provides exceptional convenience and privacy. Upstairs features a spacious loft, an additional bedroom, and a full bath, creating the perfect setting for guests, hobbies, or a private retreat. The open-concept layout seamlessly connects the living, dining, and gourmet kitchen spaces. The kitchen is beautifully appointed with stainless steel appliances, classic granite countertops, upgraded white cabinetry, and a large center island with seating and ample storage. Just off the kitchen, the indoor laundry room provides direct access to the two-car garage, complete with high ceilings and built-in storage cabinets. The bright and airy living room showcases elegant tile flooring and recessed lighting, offering a warm yet contemporary ambiance. The downstairs primary suite serves as a tranquil sanctuary, featuring a soaking tub, dual vanities, and an expansive walk-in closet with custom built-ins and thoughtfully designed accessory drawers. Upstairs, the versatile loft offers additional living space and overlooks the beautifully maintained backyard. The secondary upstairs bedroom and full bath provide comfortable accommodations for visiting family or creative uses. Step outside to a meticulously landscaped backyard—one of the most attractive in the community. With no rear neighbors, this private outdoor retreat is ideal for peaceful evenings, alfresco dining, or entertaining beneath the stars. Residents enjoy exceptional resort-style amenities, including a stunning clubhouse with panoramic views of the Santa Clarita Valley, a state-of-the-art fitness center, a sparkling pool, and a relaxing spa. The home is also conveniently located near the Santa Clarita Senior Center and Golden Valley Park, featuring a dog park, basketball courts, and picnic areas—offering both tranquility and active community living. This turnkey home is more than just a place to live—it offers a refined lifestyle defined by comfort, elegance, and ease for years to come.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Rodrigo Suerte Felipe · eXp Realty of California Inc
Payment estimate
$5,927
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,000 · Loan: $729,000
- Principal & Interest
- $4,479
- Property tax (1.25%)
- $844
- Homeowners insurance
- $300
- Mortgage insurance
- $304
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $28,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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