20 Peartree
Palos Verdes Peninsula, CA, 90274
$1,150,000
MLS: PV26161841
Beds
3
Baths
3
Sq Ft
2,028
Lot
0.06 ac
Year Built
1978
MLS #
PV26161841
Days on Market
23
Listed
Jul 25, 2026
Description
Set in a gated community against the stunning coastal backdrop of Rancho Palos Verdes, this inviting 3-bedroom, 3-bathroom townhome offers an exceptional opportunity to enjoy Pacific Ocean and some Catalina Island views. The bright, open-concept interior is thoughtfully designed for effortless everyday living, with abundant natural light pouring in through south and west-facing windows and doors. A convenient pass-through bar connects the kitchen and living spaces, creating an ideal flow for both casual gatherings and entertaining. This move-in ready home is ready to be enjoyed as-is, yet still leaves room for further personalization and refinement. Upstairs, each bedroom is filled with natural light and enjoys beautiful ocean views. The spacious primary suite features a large walk-in closet, and opens to a large private patio with newly installed decking. A gated front entry patio provides a welcoming outdoor retreat, while the spacious rear patio is perfectly suited for al fresco dining, entertaining, or unwinding as the sun sets over the Pacific. Note-A slope failure occurred nearby in 2023. It did not physically affect this property and Mitigation measures have been completed. Please see Supplements for more details.
Location
Palos Verdes Peninsula, Los Angeles County, CA 90274
Open on Google Maps ↗Listed by: Hanna Carlson · Coastal Legacy Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,119
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $115,000 · Loan: $1,035,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,658
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
- HOA dues
- $532
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palos Verdes Peninsula home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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