$1,175,000
MLS: SR26122305
Beds
5
Baths
3
Sq Ft
2,464
Lot
0.17 ac
Year Built
2003
MLS #
SR26122305
Days on Market
12
Listed
Jun 4, 2026
Description
Rare opportunity to own a single-story home in the guard-gated community of Victoria Estates—a layout that seldom comes to market—tucked onto one of the area's most private streets. Inside, the home has been thoughtfully upgraded throughout. The kitchen showcases quartz countertops, and all three bathrooms and the laundry room have been updated to match. You'll find zero carpet anywhere—newer laminate flooring runs throughout—along with six ceiling fans (two installed in 2023) and a custom built-in dresser and closet in one of the guest bedrooms. The single-level floor plan lives beautifully, with two bedrooms positioned at the front of the home and the primary suite plus two additional bedrooms set privately toward the back. A spacious three-car garage with epoxy flooring offers room for vehicles, storage, or a workshop. Step outside to a backyard framed by mature palms, with recently sealed concrete (2026) and a dedicated gas line ready for your BBQ. Residents enjoy resort-style community amenities including a pool and spa, fitness center, clubhouse, and playground under a sunny Mediterranean climate. Ideally located near Ventura Harbor and Channel Islands Harbor, with local favorites like Andria's Seafood and Anaba Sushi just minutes away. The Collection at River Park offers Whole Foods, REI, Cinemark Theaters, Lazy Dog, and an abundance of shopping and dining. Zoned for Thurgood Marshall Elementary (K-8) and Oxnard High School. With easy access to Highway 101, Santa Barbara and Malibu are an effortless drive away.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Kym De Lorenzo · NextHome Real Estate Rockstars
Payment estimate
$8,863
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $117,500 · Loan: $1,057,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,698
- Property tax (1.25%)
- $1,224
- Homeowners insurance
- $300
- Mortgage insurance
- $441
- HOA dues
- $200
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $41,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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