2134 Cold Stream Court
Oxnard, CA, 93036
$1,198,000
MLS: V1-34346
Beds
3
Baths
3
Sq Ft
2,390
Lot
0.17 ac
Year Built
1987
MLS #
V1-34346
Days on Market
83
Listed
Jan 28, 2026
Description
A distinctive property nestled in the heart of Ventura County, where serene surroundings and resort-style living come together. Set on a quiet cul-de-sac, this three bedroom, three bath home offers a rare blend of privacy, space, and lifestyle amenities that make every day feel like a getaway. The interior is thoughtfully designed with beamed ceilings and an inviting sense of openness, perfect for both relaxed living and entertaining. Expansive views overlook tranquil duck ponds, manicured greenery, and the golf course beyond, creating a peaceful backdrop so immersive you can hardly imagine being in the middle of the city. Step outside to a backyard that's nothing short of extraordinary: enjoy quiet mornings feeding the ducks from your own yard, or take full advantage of the community's pool, pickleball, tennis, and golf amenities just moments away. The home also features an expansive three car garage with a dedicated workshop, ideal for hobbies, storage, or projects of any kind, along with a separate laundry room. Completing this pristine property is a beautifully maintained outdoor space with a partitioned coop or dog area, offering flexibility and charm in a setting that feels both refined and effortlessly welcoming. If you're looking for privacy, expansive views, and a true retreat you can enjoy every day, this home is a rare find.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Rebecca Reindl · Pierpont Properties
Payment estimate
$8,622
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,800 · Loan: $1,078,200
- Principal & Interest
- $6,625
- Property tax (1.25%)
- $1,248
- Homeowners insurance
- $300
- Mortgage insurance
- $449
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $41,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93036 (Oxnard) within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.