2005 San Jose Street
Oxnard, CA, 93030
$589,999
MLS: SR26052214
Beds
3
Baths
1
Sq Ft
1,023
Lot
0.09 ac
Year Built
1963
MLS #
SR26052214
Days on Market
35
Listed
Mar 10, 2026
Description
Great Investor Opportunity! This 3-bedroom, 1-bath home in the Oxnard neighborhood is being sold as-is and offers tremendous potential. Featuring approximately 1,023 sq ft of living space, the property includes an attached 2-car garage with direct access and a 2-car carport. The home needs significant work but sits in a prime location with strong neighborhood appeal—don’t miss your chance to make this diamond in the rough shine!
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Mona Golastani · RE/MAX One
Payment estimate
$4,398
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,000 · Loan: $530,999
- Principal & Interest
- $3,263
- Property tax (1.25%)
- $615
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $20,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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