20086 Yucca Loma
Apple Valley, CA, 92307
$469,888
Original list price: $489,888
MLS: PW26117792
Beds
3
Baths
3
Sq Ft
2,236
Lot
0.49 ac
Year Built
1990
MLS #
PW26117792
Days on Market
52
Listed
Jun 2, 2026
Description
This sprawling ranch style hacienda is the epitome of a dream home. It is nestled within 21,400 square feet of property space and located in peaceful Apple Valley. This beauty boasts an spacious primary bedroom, 2 other ample sized bedrooms and 3 full bathrooms. This 2,236 square foot home has been upgraded with care to include new luxury vinyl flooring, freshly painted interior, recess lights and new backyard landscaping. This location is prime for both investors and homebuyers alike. With its perfect location, spacious interior, and amenities, this property has unlimited potential. There is abundant space for RV parking, pool or ADU. Schedule a viewing today and make your real estate dreams a reality
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Tristan Alfonso · Mak Home Realty & Inv
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,661
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,989 · Loan: $422,899
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,695
- Property tax (1.25%)
- $489
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,446 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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