ActiveSingleFamilyResidence

20115 Shoshonee

Apple Valley, CA, 92307

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$569,000

MLS: HD26068254

Beds

4

Baths

2

Sq Ft

2,691

Lot

1.01 ac

Year Built

1976

MLS #

HD26068254

Days on Market

1

Listed

Mar 31, 2026

Description

Welcome to this beautifully updated turn-key 4-bedroom, 2-bath home offering comfort, flexibility, and space both inside and out! From the moment you arrive, you’ll appreciate the fresh exterior paint, enhanced curb appeal, and thoughtfully designed landscaping. Step inside to discover new interior paint, updated flooring, and custom window coverings that create a warm and modern feel throughout. The updated kitchen has granite counter and is perfect for everyday living and entertaining, while the inviting living area features a stunning fireplace with a new hearth! This versatile floor plan includes a fourth bedroom with its own private entrance, making it perfect for a home office, game room, guest quarters, or even a potential Jr. ADU. Recent upgrades provide peace of mind, including a new water heater and new patio roof, while the exterior offers functionality and space with a block wall, chain-link fencing, extensive concrete work, and RV parking. Situated on horse property, this home offers plenty of room for your animals, toys, and outdoor lifestyle. This move-in-ready property truly has it all—modern updates, flexible living space, and room to grow. Don’t miss this incredible opportunity!

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Enedina Perez · Coldwell Banker Home Source

Payment estimate

$4,253

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $56,900 · Loan: $512,100

%
Principal & Interest
$3,146
Property tax (1.25%)
$593
Homeowners insurance
$300
Mortgage insurance
$213
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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