2013 Cedar
Big Bear City, CA, 92314
$429,000
MLS: IG26069235
Beds
3
Baths
2
Sq Ft
1,600
Lot
0.34 ac
Year Built
1984
MLS #
IG26069235
Days on Market
20
Listed
Mar 31, 2026
Description
Spacious Single-Level Living on appx 1/3 acre Level Fenced Lot in Erwin Lake! - Professional photos coming soon after the combined Open House & Estate Sale on Sat/Sun 03/28-29. Enjoy easy, convenient living in the mountains featuring multiple entry points into the home for added accessibility. The kitchen opens into the living room, creating a comfortable and connected space for everyday living and entertaining. Just off the kitchen, you’ll find a versatile bonus area complete with a hot tub and ¾ bath & laundry—excellent for relaxation and guest use. This home offers 3 bedrooms, including an oversized primary suite providing plenty of space to unwind. The detached 2-car garage is easily accessible, and the expansive, level lot offers abundant parking. Outdoors, the fully fenced yard is great for pets, gardening, and entertaining under the summer skies. Multiple sheds on the property create additional storage and there is room to park RV, Boat and other toys. Big Bear Ski Resorts are nearby & appx 1 hr commute to/from Redlands.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Allison Banner · Windermere Real Estate
Payment estimate
$3,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,900 · Loan: $386,100
- Principal & Interest
- $2,372
- Property tax (1.25%)
- $447
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $15,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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