2014 Peninsula Road
Oxnard, CA, 93035
$2,795,000
Original list price: $2,895,000
MLS: 226002782
Beds
4
Baths
3
Sq Ft
3,445
Lot
0.09 ac
Year Built
1984
MLS #
226002782
Days on Market
55
Listed
Jun 12, 2026
Description
Extraordinary Executive Waterfront Estate in Mandalay Bay! Ability to have a 40 ft dock per city.Experience an unparalleled level of luxury in this breathtaking executive waterfront residence, ideally positioned at the end of a coveted finger canal in Mandalay Bay. Surrounded by accessible waterways on two sides, this exceptional property offers a spectacular private dock with an east-facing orientation and stunning rooftop ocean views stretching westward, creating a truly one-of-a-kind coastal retreat.With no Mello-Roos, this remarkable home combines sophistication, privacy, and the ultimate Southern California boating lifestyle. Enjoy direct access by boat to local waterfront restaurants, yacht clubs, pubs, and endless harbor adventures right from your own backyard.Every detail of this gorgeous residence has been thoughtfully reimagined through an extensive, high-end remodel. The home showcases beautiful new flooring, fresh interior and exterior paint, elegantly remodeled bathrooms, a newly constructed waterfront deck, and new patio doors that seamlessly blend indoor and outdoor living. Walls of windows and abundant natural light highlight the home's impeccable craftsmanship and stunning waterfront setting.The designer kitchen is both beautiful and functional, featuring exceptional custom cabinetry, premium new appliances, and generous preparation and gathering spaces that make entertaining effortless. A formal dining room, multiple living areas, and two fireplaces provide an elegant yet comfortable atmosphere throughout.The luxurious primary suite is a private sanctuary, featuring a stunning fireplace, spa-inspired bath with a beautiful soaking tub, an oversized walk-in shower, and exquisite finishes that reflect extraordinary attention to detail.Step outside to your breathtaking waterfront oasis where the private dock, expansive entertaining spaces, and panoramic channel views create an unforgettable setting. The rooftop deck offers spectacular ocean and sunset vistas, making it the perfect place to unwind or entertain guests in style.Rarely does a property offer this combination of premier waterfront location, executive-level finishes, private dockage, stunning views, and effortless coastal elegance. This is luxury waterfront living at its absolute finest.The sunrise is stunning as well as 360 view of Sunsets view!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Deborah Gates · eXp Realty of Greater Los Angeles Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$20,479
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $279,500 · Loan: $2,515,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $16,215
- Property tax (1.25%)
- $2,911
- Homeowners insurance
- $300
- Mortgage insurance
- $1,048
- HOA dues
- $4
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $97,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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