20232 Gifford Street
Winnetka, CA, 91306
$874,950
Original list price: $847,950
MLS: OC26120657
Beds
4
Baths
3
Sq Ft
2,532
Lot
0.13 ac
Year Built
1968
MLS #
OC26120657
Days on Market
10
Listed
Jun 30, 2026
Description
Welcome to 20232 Gifford St, a spacious two-story home in the heart of Winnetka offering 4 bedrooms, 2.5 bathrooms, and 2,532 sqft of thoughtfully refreshed living space on a 5,478 sqft lot. Fresh interior and exterior paint, brand-new carpet, updated lighting throughout, and a collection of carefully selected improvements create a bright, clean, move-in ready home while maintaining the property's timeless character. Recent upgrades include refreshed kitchen finishes with new appliances and fixtures, updated bathroom fixtures, modern lighting, improved plumbing details, and numerous cosmetic enhancements that provide peace of mind and everyday comfort without sacrificing the home's original warmth and charm. Designed with both everyday living and entertaining in mind, the split-level floor plan offers an impressive sense of space from the moment you enter. The expansive family room is a true centerpiece, featuring soaring ceilings, a dramatic floor-to-ceiling stone fireplace, a built-in wet bar, and direct access to the backyard creating the perfect setting for gatherings of any size. Just a few steps above, the formal living room flows seamlessly into the dining area and spacious kitchen, where abundant cabinetry, generous countertop space, updated appliances, and large windows overlooking the backyard create a bright and functional space for cooking and entertaining. All four bedrooms are located upstairs, providing privacy from the main living areas. The oversized primary suite offers exceptional space, complete with dual walk-in closets and an ensuite bath, while three additional bedrooms share a well-appointed full bathroom. A convenient downstairs powder room adds functionality for guests, making the home's layout ideal for both families and entertaining. Step outside to a private backyard featuring a large patio deck overlooking the yard below, offering multiple outdoor spaces to relax, entertain, garden, or create your own outdoor retreat. The oversized two-car garage, additional storage shed, and generous driveway further enhance the home's versatility. Conveniently located near parks, schools, shopping, dining, and commuter routes, this Winnetka home offers the ideal combination of size, functionality, and value in one of the San Fernando Valley's most established neighborhoods. Don't miss your opportunity to make 20232 Gifford St your next home. Contact your Realtor today to schedule a private showing.
Location
Winnetka, Los Angeles County, CA 91306
Open on Google Maps ↗Listed by: Jessica Nieto · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,495 · Loan: $787,455
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,060
- Property tax (1.25%)
- $911
- Homeowners insurance
- $300
- Mortgage insurance
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Winnetka home with as little as 3.5% down using an FHA loan — roughly $30,623 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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