Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

203 Walnut Street

Needles, CA, 92363

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$99,000

MLS: JT25274585

Beds

3

Baths

1

Sq Ft

1,389

Lot

0.17 ac

Year Built

1920

MLS #

JT25274585

Days on Market

120

Listed

Dec 11, 2025

Description

Fabulous Fixer Upper!! Must see the charm and potential this home has to offer! This 3 bedroom 1 bathroom on a large, corner, fully-fenced lot is just minutes from the Colorado River, launch ramps, golfing, off-roading and so much more! Interior features a Beautiful built in hutch and fireplace! Spacious home that just needs someone to love it again! Detached garage can be accessed from side street.

Location

Needles, San Bernardino County, CA 92363

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Listed by: Kimberli Willis · River Sisters Realty

Payment estimate

$988

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $9,900 · Loan: $89,100

%
Principal & Interest
$547
Property tax (1.25%)
$103
Homeowners insurance
$300
Mortgage insurance
$37
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $3,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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