208 Race Street
Needles, CA, 92363
$108,000
MLS: PW25196843
Beds
2
Baths
1
Sq Ft
1,314
Lot
0.21 ac
Year Built
1935
MLS #
PW25196843
Days on Market
101
Listed
Sep 2, 2025
Description
Price reduced for a quicker sale. The home is currently not livable, boarded up, and will require permits. Sheetrock has been removed throughout, and the property has been cleaned inside and out. Fully fenced, it sits on a corner lot just one block from the Colorado River and the bridge leading to the Arizona side.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Teri Heuer · Mark 1 Real Estate, Inc.
Payment estimate
$1,050
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $10,800 · Loan: $97,200
- Principal & Interest
- $597
- Property tax (1.25%)
- $113
- Homeowners insurance
- $300
- Mortgage insurance
- $41
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $3,780 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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