$599,000
Original list price: $699,000
MLS: 26664125
Beds
1
Baths
1
Sq Ft
624
Lot
0.99 ac
Year Built
1953
MLS #
26664125
Days on Market
95
Listed
Mar 13, 2026
Description
Welcome to your private Santa Monica retreat! This beautifully maintained 1-bedroom, 1-bathroom residence is tucked inside a lush, garden-style community that feels like a hidden oasis in the heart of the city. Surrounded by mature landscaping, vibrant greenery, and charming pathways, this peaceful setting offers a rare blend of tranquility and coastal convenience.The unit itself is light, bright, and thoughtfully updated, featuring warm wood flooring, a spacious living area, and a clean, modern aesthetic throughout. Large windows invite in abundant natural light, creating an airy and inviting atmosphere. The living room flows effortlessly into a cozy dining area, while the kitchen offers sleek countertops, ample cabinetry, and updated appliancesperfect for everyday living and entertaining.The bedroom is generously sized with a calming ambiance, complemented by a well-appointed bathroom and ample storage. Every space has been carefully maintained to provide comfort, functionality, and style.This charming complex is small, quiet, and exceptionally well cared for, with a true sense of community and many long-term residentssomething that truly speaks volumes. Additional highlights include a large gated parking area at the rear, offering both convenience and security.Ideally located just moments from the beach, this home is within walking distance to Santa Monica's best dining, shopping, and top-rated schools. Whether you're enjoying the coastal lifestyle or relaxing in your serene garden surroundings, this property delivers the best of Santa Monica living.With super low HOA dues and an unbeatable location, this is an incredible opportunity to own a piece of one of LA's most sought-after neighborhoods.Location, lifestyle, and valuethis one has it all. Once you're here, you won't want to leave.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Lee Tonks · Tonks Agency Inc,
Payment estimate
$4,856
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,415
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $293
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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