2311 4th Street 219
Santa Monica, CA, 90405
$659,000
MLS: 25619997
Beds
1
Baths
1
Sq Ft
666
Lot
0.96 ac
Year Built
1967
MLS #
25619997
Days on Market
113
Listed
Dec 30, 2025
Description
Immaculate, remodeled Ocean Park 1-bedroom with a custom office. The unit features an open living area, a spacious and light-filled bedroom with mountain vistas and custom closets, plus a separate, thoughtfully designed office by California Closets. The remodeled kitchen has marble countertops and full-size stainless-steel appliances. The updated bathroom offers a walk-in shower and a convenient linen closet. Ideally located just blocks from the beach, Main Street, and Rose Avenue - and directly across from Hotchkiss Park - this location truly can't be beat. The well-funded HOA includes a pool, gym, bike racks, solar panels to supplement community area power, and a community herb garden. Pets welcome per HOA Rules. Unit also comes with 1 assigned covered parking space in gated communal garage with additional assigned locked storage unit above parking.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Kristen Parks Negus · Douglas Elliman of California, Inc.
Payment estimate
$4,878
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,900 · Loan: $593,100
- Principal & Interest
- $3,644
- Property tax (1.25%)
- $686
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $23,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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