20337 Ituma Road
Apple Valley, CA, 92308
(No pictures available yet)
$520,000
MLS: HD26093356
Beds
4
Baths
3
Sq Ft
2,466
Lot
0.63 ac
Year Built
2002
MLS #
HD26093356
Days on Market
6
Listed
May 1, 2026
Description
Charming Custom Home in Apple Valley Located in the heart of Apple Valley, this stunning custom-built home sits on an oversized lot and offers comfort, style, and room to grow. The beautifully landscaped front yard welcomes you into a spacious floor plan featuring 4 bedrooms, 2.5 bathrooms, and a primary suite with a private on-suite area—perfect for a home office or relaxing lounge. The kitchen includes a cozy breakfast nook and bar seating that opens to the family room, creating an inviting space for entertaining or everyday living. Step outside to the large covered patio overlooking a generous backyard—ideal for gatherings, play, or quiet evenings outdoors. An oversized 3 car garage provides ample space for vehicles, storage, and more. Conveniently located near shopping, dining, and town amenities, this home blends privacy and accessibility in one great package.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Serena Whyte · Give2Give Realty
Payment estimate
$3,998
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
- Principal & Interest
- $2,961
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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