20361 Julia Ln
Saugus, CA, 91350
$939,000
MLS: SR26033065
Beds
5
Baths
3
Sq Ft
3,579
Lot
0.21 ac
Year Built
2007
MLS #
SR26033065
Days on Market
30
Listed
Mar 1, 2026
Description
Welcome to this meticulously maintained two-story corner lot home offering 5 bedrooms and 2.5 baths ideally located in a desirable residential neighborhood of Saugus in the Santa Clarita Valley. Spacious and inviting, the home opens to a formal living room, followed by a private dining room and a comfortable den/TV area off the kitchen complete with a cozy fireplace—perfect for everyday living and entertaining. The open-concept chef’s kitchen is a standout, featuring a full set of appliances which includes a double oven, abundant cabinetry, generous counter space, recessed lighting & a large center island with its own sink. A sunlit breakfast nook completes this space creating an ideal setting for casual dining. Upstairs, you’ll find all generously sized bedrooms, including the primary suite with a private balcony overlooking the backyard and scenic hillside views. An amazing oversized bonus room offers flexible use as a home office, playroom, or game room surrounded by numerous windows which brings in plenty of natural light & tree views. Outside, the low-maintenance front and backyard are designed for relaxation and enjoyment, featuring a covered hot tub/spa and a built-in barbecue area with refrigerator. Additional upgrades include a tankless water heater, dual-zone A/C for upstairs and downstairs comfort, and solar panels to help reduce energy costs. Minutes away from a park, shops & restaurants, an absolute must-see, lovingly cared for by its original owner. An exceptional value home & among the lowest price per square foot in the area.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Irish Africano · Coldwell Banker Realty
Payment estimate
$6,823
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $93,900 · Loan: $845,100
- Principal & Interest
- $5,192
- Property tax (1.25%)
- $978
- Homeowners insurance
- $300
- Mortgage insurance
- $352
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $32,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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