20404 Half Moon Court
Apple Valley, CA, 92308
$595,000
MLS: HD26004752
Beds
5
Baths
3
Sq Ft
3,052
Lot
0.40 ac
Year Built
1990
MLS #
HD26004752
Days on Market
30
Listed
Jan 10, 2026
Description
Motivated Seller - Price reduced!!! Tucked away at the quiet end of a charming cul-de-sac, this stunning five-bedroom, two-story, three-bathroom residence in the heart of Apple Valley is the perfect blend of elegance, comfort, and everyday luxury. From the moment you arrive, the home makes a striking first impression with its inviting curb appeal and peaceful setting—where minimal traffic and mature surroundings create a sense of privacy and calm. Step inside to discover a thoughtfully designed interior bathed in natural light, where soaring ceilings and expansive living spaces set the stage for both grand entertaining and intimate family moments. The main level flows effortlessly, offering generous living and dining areas that connect seamlessly to the kitchen—an ideal hub for gathering, conversation, and culinary creativity. With ample counter space, abundant cabinetry, and a layout designed for function and style, this kitchen is ready to serve everything from casual breakfasts to holiday feasts. Upstairs, the home truly shines with five spacious bedrooms, each offering comfort, flexibility, and room to grow. Whether you envision guest suites, home offices, creative studios, or serene retreats, the possibilities are endless. The three well-appointed bathrooms provide convenience and privacy, ensuring effortless mornings and relaxing evenings for everyone. Outside, the cul-de-sac location enhances the sense of tranquility, making it the perfect place for evening strolls, outdoor play, or simply unwinding after a long day. Set within the vibrant and desirable community of Apple Valley, this home offers the ideal balance of suburban peace and city convenience. More than just a house, this is a place where memories are made, milestones are celebrated, and every day feels like coming home.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Brenda Strange · Alam Realty
Payment estimate
$4,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,500 · Loan: $535,500
- Principal & Interest
- $3,290
- Property tax (1.25%)
- $620
- Homeowners insurance
- $300
- Mortgage insurance
- $223
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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