Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

2041 S Oakland Avenue

Ontario, CA, 91762

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$780,000

MLS: AR26042899

Beds

4

Baths

2

Sq Ft

1,878

Lot

0.17 ac

Year Built

1982

MLS #

AR26042899

Days on Market

45

Listed

Feb 26, 2026

Description

Welcome to this beautifully updated single-story home in Ontario offering comfort, style, and convenience all in one. This 4-bedroom home features a thoughtfully renovated interior with a new kitchen, fresh interior paint, and new recessed lighting, creating a bright and modern living space. Dual-pane windows invite an abundance of natural light while enhancing energy efficiency. Newer roof from 2022. Enjoy seamless indoor-outdoor living with a spacious enclosed sunroom (308sqft) — perfect for relaxing, entertaining, or creating a versatile bonus space. The large backyard with fruit trees provide endless possibilities for gatherings, gardening, or future customization. A charming front courtyard adds curb appeal and a private outdoor retreat. Oversized primary bedroom offers a seating area plus 2 closets (one walk-in closet), dual sinks, soaking tub with separate shower. Ideally located near Ontario High School, shopping centers, restaurants, and convenient access to the 60 freeway. This home offers both tranquility and accessibility.

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Jenny Liu · eXp Realty of Greater LA, Inc.

Payment estimate

$5,718

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $78,000 · Loan: $702,000

%
Principal & Interest
$4,313
Property tax (1.25%)
$813
Homeowners insurance
$300
Mortgage insurance
$293
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $27,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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