Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

822 W 5th Street

Ontario, CA, 91762

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$774,900

MLS: IG26055905

Beds

3

Baths

2

Sq Ft

1,728

Lot

0.17 ac

Year Built

1958

MLS #

IG26055905

Days on Market

23

Listed

Mar 14, 2026

Description

Move-In Ready Ontario Gem — Nothing Left to Do But Unpack! Tired of buying a home only to spend the next year fixing and upgrading? This Ontario beauty has it all — and it’s already done right. The newly redesigned kitchen features quartz countertops, a custom backsplash with built-in shelving, abundant cabinetry, and all-new appliances, opening seamlessly to the living, dining, and family room — perfect for entertaining. Original hardwood floors flow throughout, complementing the formal dining room and expansive living room with cozy fireplace. The master suite impresses with a walk-in tile shower, dual closets, and stylish barn doors, while the main bathroom offers a custom-tiled tub/shower combo with a generous built-in niche. Rounding it out: an indoor laundry room, a second family room with fireplace and new carpeting, a private fenced backyard, and a fully drywalled 2-car garage for that clean, finished look. Too much to list — come see it for yourself before it’s gone!

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Gary Zendejas · LPT Realty, Inc

Payment estimate

$5,683

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $77,490 · Loan: $697,410

%
Principal & Interest
$4,285
Property tax (1.25%)
$807
Homeowners insurance
$300
Mortgage insurance
$291
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $27,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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