20423 Catalina Street
Torrance, CA, 90502
$695,000
MLS: PV26164065
Beds
3
Baths
2
Sq Ft
1,004
Lot
0.15 ac
Year Built
1920
MLS #
PV26164065
Days on Market
1
Listed
Jul 30, 2026
Description
R-2 zoned 6,367 sq ft lot in the Torrance 90502 / West Carson area with potential for a duplex, ADU, or other residential uses. This 1920 home offers 3 bedrooms, 1 bath, and 1,004 sq ft at the end of a cul-de-sac next to Wishing Tree Park. Updates include quartz kitchen counters, remodeled bathrooms, upgraded windows, wood-look tile flooring, a newer water heater, and a roof approx. 5 years old. Open living room, kitchen breakfast area, and indoor laundry. Outside: a long driveway secured by an electric gate, abundant space for parking an RV, detached garage, outdoor BBQ area, mature grape-producing vines, and two large Tuff Sheds; one perfect for a workshop. The garage includes a bathroom and bedroom conversion; seller states these improvements are unpermitted. Minutes to Del Amo Fashion Center, Harbor-UCLA Medical Center, and the 110/405 freeways. Buyer to independently verify zoning, permitted uses, development potential, square footage, lot size, permits, school assignment, condition, and all property information with LA City, LA County and qualified professionals.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Michael Majid · Estate Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,304
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,020
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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