20424 Georgetown Street
California City, CA, 93505
$365,000
MLS: 26004679
Beds
3
Baths
2
Sq Ft
1,646
Lot
0.24 ac
Year Built
2026
MLS #
26004679
Days on Market
16
Listed
Jun 15, 2026
Description
Welcome to this Stunning Newly Built Home! Thoughtfully designed with modern finishes, high-end fixtures, and exceptional attention to detail throughout. The open-concept floor plan centers around a spacious chef's kitchen featuring a huge island perfect for entertaining, meal preparation, and gathering with family and friends. Conveniently located just off the kitchen, the oversized laundry room offers abundant space for storage and everyday functionality. The luxurious primary suite includes separate his-and-her closets, providing ample organization and comfort. Situated on an expansive 10,000-square-foot lot, this property offers incredible flexibility and room to grow. The large backyard is ideal for a future ADU, custom swimming pool, outdoor entertainment area, or all three. RV access provides added convenience for recreational vehicles, trailers, and additional parking. Enjoy low-maintenance living with minimal desert landscaping, helping conserve water while maintaining curb appeal. The welcoming front porch can easily serve as a relaxing patio space to enjoy morning coffee or evening sunsets. Additional highlights include paid solar, helping reduce energy costs, and a dedicated electric vehicle charging plug installed in the garage, making this home future-ready. This exceptional property combines modern design, energy efficiency, and endless outdoor possibilities--all in one remarkable package! Schedule a showing today!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Phuong King · West Coast Realty
Payment estimate
$2,811
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,070
- Property tax (1%)
- $304
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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