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Under ContractSingleFamilyResidence

20431 Payeras Street

Chatsworth, CA, 91311

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$895,000

Original list price: $879,000

MLS: SR26149719

Beds

3

Baths

2

Sq Ft

2,017

Lot

0.18 ac

Year Built

1959

MLS #

SR26149719

Days on Market

8

Listed

Jul 9, 2026

Description

Discover the possibilities in this beautifully maintained single-story Chatsworth home, perfectly situated on a spacious corner lot in a highly desirable neighborhood known for its well-kept homes and pride of ownership. Offering an ideal blend of comfort, character, and future potential, this residence is ready for its next chapter. Step inside to soaring ceilings, an abundance of natural light, and a thoughtfully designed floor plan featuring multiple living spaces perfect for both everyday living and entertaining. The inviting living room showcases a striking double-sided fireplace, while the spacious family room opens directly to the oversized covered front porch, creating a seamless indoor-outdoor lifestyle. The well-appointed kitchen offers generous cabinet space, a breakfast nook overlooking the private backyard, and easy access to the formal dining room, making it perfect for everything from casual mornings to holiday gatherings. The spacious primary suite provides a private retreat with an ensuite bathroom, while two additional spacious bedrooms offer flexibility for family, guests, or a home office. Outside, the tranquil backyard features mature fruit trees, lush landscaping, and a custom covered patio designed for year-round enjoyment. The detached garage presents exceptional potential for an ADU, guest house, home office, gym, or additional rental income (buyer to verify). Additional features include an indoor laundry room with a utility sink and abundant storage, classic curb appeal with a charming white picket fence, and a location that offers convenient access to shopping, restaurants, parks, schools, and commuter routes. Combining timeless charm, a functional layout, and outstanding potential, this is a wonderful opportunity to make this Chatsworth property your own. Property has been virtually staged.

Location

Chatsworth, Los Angeles County, CA 91311

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Listed by: David Proctor · Pinnacle Estate Properties

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$6,750

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,182
Property tax (1.25%)
$932
Homeowners insurance
$300
Mortgage insurance
$336
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chatsworth home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91311 (Chatsworth)within ±10% of this home's price and size.

Local Market Stats

See Chatsworth, CA 91311 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.