20484 Half Moon Court
Apple Valley, CA, 92308
(No pictures available yet)
$650,000
MLS: HD26096785
Beds
5
Baths
3
Sq Ft
3,052
Lot
0.39 ac
Year Built
1990
MLS #
HD26096785
Days on Market
0
Listed
May 4, 2026
Description
Spacious 5-bedroom, 3-bath home with a layout designed for both everyday living and entertaining. Features include a formal entry, separate living and dining areas, a family room, and a downstairs bedroom for added flexibility. The main level offers tile flooring, dual pane windows, and a wet bar. The kitchen opens to the living space and includes semi-custom cabinets, granite countertops, an island, recessed lighting, and a casual dining area overlooking the backyard. The staircase features wood detailing that adds character without feeling overdone. Upstairs, the primary suite includes high ceilings, bamboo flooring, a sitting area, walk-in closet, and a private balcony with wrought iron railing. The ensuite bath offers dual sinks, granite counters, a separate tub and shower, and tile flooring. Additional bedrooms are well-sized with bamboo flooring, ceiling fans, and ample closet space. The backyard is set up for entertaining with a huge inground pool and spa, stamped concrete, and multiple seating areas. A step-down courtyard includes a pergola with column detailing. The covered BBQ area features a tile roof, built-in grill with sink, and bar seating for larger gatherings. A large pool house adds versatile space for entertaining, guests, or a private retreat. Additional highlights include RV parking, mature landscaping, gated front yard with dual gates and paid-off solar for added efficiency.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Zachary Burgnon · Coldwell Banker Home Source
Payment estimate
$4,922
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
- Principal & Interest
- $3,701
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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