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Under ContractTownhouse

205 Camino Toluca

Camarillo, CA, 93010

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$825,999

MLS: V1-37561

Beds

3

Baths

3

Sq Ft

1,895

Lot

0.04 ac

Year Built

1997

MLS #

V1-37561

Days on Market

13

Listed

Jul 13, 2026

Description

Welcome to Palm Colony living at its finest! This beautifully upgraded end-unit townhome offers the perfect blend of style, comfort, and convenience within one of Camarillo's most desirable gated communities. Filled with natural light, the open and inviting floor plan features 3 spacious bedrooms, including a rare downstairs bedroom with custom built-in bookshelves and an en-suite bath -- ideal for guests, a home office, or multi-generational living.The tastefully remodeled kitchen is designed to impress with updated cabinetry, modern countertops, and upgraded appliances, creating a beautiful space for cooking and entertaining. The main level showcases newer laminate flooring, fresh interior paint, and a welcoming living room centered around a cozy fireplace.Retreat upstairs to the expansive primary suite featuring its own romantic fireplace, a beautifully updated en-suite bathroom with dual sinks, a separate shower, and a relaxing soaking tub. An upstairs laundry area with abundant storage adds everyday convenience.This home also includes thoughtful modern touches such as a Ring Doorbell and Nest Thermostat. Just outside, enjoy the private landscaped patio and courtyard featuring tile pavers and lush greenery -- the perfect setting for morning coffee, outdoor dining, or relaxing evenings.Additional highlights include direct-access two-car garage parking and access to RV/boat parking within the community. Palm Colony offers resort-style amenities including a sparkling pool, spa, fitness center, BBQ areas, racquetball court, tennis courts, earthquake insurance coverage, and beautifully maintained grounds.Ideally located near shopping, restaurants, Starbucks, parks, schools, and convenient freeway access -- this home truly offers the best of Camarillo living. Move-in ready, beautifully updated, and perfectly located... welcome home!

Location

Camarillo, Ventura County, CA 93010

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Listed by: Grace Lindgren · Coldwell Banker Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$6,851

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $82,600 · Loan: $743,399

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$4,792
Property tax (1.25%)
$860
Homeowners insurance
$300
Mortgage insurance
$310
HOA dues
$589
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $28,910 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Camarillo, CA 93010 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.