20525 Victor
Torrance, CA, 90503
(No pictures available yet)
$1,849,000
MLS: PW26094042
Beds
4
Baths
3
Sq Ft
2,010
Lot
0.16 ac
Year Built
1961
MLS #
PW26094042
Days on Market
4
Listed
May 6, 2026
Description
When was the last time you saw a single-level home over 2,000 sq ft on a 7,000+ sq ft lot in West Torrance? You're in for a treat. This impeccably designed 4-bedroom, 3-bathroom residence welcomes you through an inviting foyer that opens into a magnificent open-concept living space, where the expansive living room flows effortlessly into the dining area and kitchen — an entertainer's dream. The laundry room is tucked conveniently nearby, keeping daily routines out of sight. The recently added primary suite is privately positioned at the rear of the home, offering a true retreat with an impressive 19-by-18-foot layout with vaulted ceilings, walk-in closet, and dedicated en-suite bath. Two additional bedrooms are situated off a central hall, sharing a full bath and providing excellent separation from the main living areas — ideal for family members or a home office. A fourth bedroom with its own en-suite bath occupies a separate wing, offering perfect flexibility for guests or multigenerational living. And unlike most single-level homes of this size, the generous lot delivers a true backyard oasis — complete with a lush lawn and a multi-tiered hillside garden featuring established blackberry and raspberry plants alongside a vibrant lemon tree. High-value infrastructure upgrades to the plumbing, drainage, electrical (200-amp panel), and HVAC with A/C system provide long-term peace of mind. Victor Elementary and West High School are just steps away, making this meticulously maintained home a sophisticated investment in one of Southern California's most sought-after neighborhoods.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Jay Tan · Keller Williams Realty
Payment estimate
$13,285
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $184,900 · Loan: $1,664,100
- Principal & Interest
- $10,365
- Property tax (1.25%)
- $1,926
- Homeowners insurance
- $300
- Mortgage insurance
- $693
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $64,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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