20549 Victor
Torrance, CA, 90503
(No pictures available yet)
$1,785,000
MLS: DW26097288
Beds
3
Baths
2
Sq Ft
1,783
Lot
0.13 ac
Year Built
1961
MLS #
DW26097288
Days on Market
8
Listed
May 5, 2026
Description
Welcome home to 20549 Victor Street, located in the highly sought-after West Torrance neighborhood. This beautifully reimagined residence has been thoughtfully upgraded to satisfy even the most discerning buyer seeking a true turnkey experience. Offering 3 bedrooms, 2 bathrooms, and 1,783 square feet of living space, the home features a seamless open floor plan that flows effortlessly from room to room. The design strikes the perfect balance between modern style and traditional functionality, complete with a formal living room, dining room, and a spacious family room. The kitchen has been tastefully redesigned with an abundance of cabinetry, elegant white oak finishes, and a large peninsula island with seating—ideal for both everyday living and entertaining. A conveniently connected washroom enhances functionality. One of the three bedrooms serves as a private retreat, featuring its own en-suite bath and walk-in closet. Extensive upgrades include a new 30-year shingle roof, vinyl windows, smooth luxury exterior stucco, waterproof interior flooring, Level 3 smooth-finish walls, recessed lighting, updated fixtures, new doors, baseboards, trims, and closet doors. Both bathrooms have been fully updated with new tile, tubs, toilets, and modern fixtures. Additional improvements include updated plumbing (freshwater lines and drains), a new HVAC system, and an upgraded 220V electrical panel. The detached two-car garage is complemented by an expansive driveway with ample parking, including RV potential. The front and rear yards have been professionally landscaped with a custom design and equipped with an automatic irrigation system for low-maintenance living. Ideally situated near major transit options and within walking distance to the highly acclaimed West Torrance High School, this home offers both convenience and lifestyle.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Oscar Mendoza · SoCal 5 Real Estate
Payment estimate
$12,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $178,500 · Loan: $1,606,500
- Principal & Interest
- $10,007
- Property tax (1.25%)
- $1,859
- Homeowners insurance
- $300
- Mortgage insurance
- $669
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $62,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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